Deal Inputs — House Hack
$
$
FHA minimum: 3.5% · Conventional: 5–20%
%
years
units
Exclude your unit — count only the ones you rent out
$
$
What you'd pay in rent to live there — your implicit savings
$
$
$
Live Numbers
Monthly Mortgage
—
P&I only
Total Monthly Cost
—
PITI + reserves
Rental Income
—
From tenants
Your Net Housing Cost
—
What you actually pay
Monthly Savings vs Rent
—
vs market rent
Annual Cash Benefit
—
Savings + equity
Deal Breakdown
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Breakdown
Negotiation Strategy
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